The toolkit — 30 tools
Every tool here answers a question you've already asked yourself.
All free to try · no signup to run
ToolWhat it answersTagRun time
Cash & Liquidity
13-Week Cash Flow ForecasterWhere is my cash headed, and which week gets tight? Base, optimistic and pessimistic scenarios.Most popular8 minCash Flow MapWhere does every dollar come from and go? Sources → business → uses, with the conversion cycle.Diagnostic12 minAR Aging TrackerWho owes me what, how old is it, and how much cash is trapped in receivables?Collections6 minDebt Paydown PlannerAvalanche or snowball? Payoff timeline and total interest across every note and line.Debt7 minMulti-Entity
Entity Structure OptimizerWhere should costs, salary, real estate, IP and debt actually sit? Before/after P&L.Structure15 minMulti-Entity Cost AllocationWhich entity should carry this cost — and what journal entry fixes it? Protects net income and DSCR.New10 minDue To / Due From TrackerOne LLC paid, another owns the expense. Log it, get clean mirrored entries and a running IOU.Interco5 minInter-Entity Management AgreementFour questions in, a drafted management services agreement, fee schedule and review checklist.Paper trail9 minMulti-Entity Monthly Close ChecklistWhat has to happen, in what order, across every entity before the books are closed?Process—Bank & Capital
DSCR Calculator with Add-BacksWhat will the underwriter actually see? Base vs. adjusted DSCR, plus a drafted bank narrative.Bank-ready12 minBank-Ready Package BuilderCover memo, borrower snapshot, add-back schedule and the checklist an SBA underwriter expects.Bank-ready—Capital Raising NavigatorDebt, equity or neither? What each option really costs and which one fits this year.Capital20 minCompany Valuation EstimatorWhat is this worth? SDE multiple, EBITDA multiple and DCF, adjusted for concentration.High impact14 minProfitability
Margin AnalyzerWhich jobs, products or lines actually make money once everything is loaded in?High impact—Pricing CalculatorWhat should I charge to hit the margin I need, not the one I hope for?Revenue—Break-Even CalculatorHow much do I have to sell before anything I earn is actually mine?Essential—Customer ProfitabilityWhich customers are worth keeping, and which are quietly costing me money?Customers—AI & Guidance
AI CFO AdvisorAsk any question about your finances and get an answer with the math shown.AI-powered—Business Health DiagnosticWhere is the weak spot? Fifteen questions across cash, margin, growth and decision-making.Start here—Monthly Pulse ReportWhat changed this month, and what should I do about it? A report you can forward.AI-powered—AI Advisor — which tool for which jobWhich AI should I use for what, and how do I govern it inside a real business?Strategy—Growth & People
Hiring Cost CalculatorWhat does this hire really cost, and how much revenue do they have to carry?Hiring—Owner's Pay CalculatorAm I paying myself too little, too much, or the wrong way — salary versus distribution?Owner—Revenue Per EmployeeAm I over- or under-staffed compared to what the revenue supports?Productivity—Overhead AnalyzerWhat is overhead actually costing me, and which parts are avoidable?Cost control—Process & Ops
Budget BuilderWhat does the year look like line by line, and where does the plan stop working?Planning—Meeting Agenda BuilderWhat should this week's leadership meeting actually cover, and who owns each item?Cadence—KPI Scorecard BuilderWhich handful of numbers should I actually look at every week?Strategy—Owner's Monthly ReviewWhat should I check every month, in what order, so nothing is missed?Process—ROI CalculatorIs this purchase, hire or project worth it — and how long until it pays back?Value—Showing 30 of 30. Run times are measured, not estimated — a dash means we have not timed it yet.
Multi-Entity Command
Every entity on one screen — consolidated cash, due-to/due-from balances and the allocations between them. Included with Pro rather than run free, because it holds your structure between sessions.