Financial Tools
15 free tools built for business owners who want financial clarity without the jargon. No spreadsheets required.
AI CFO Advisor
Ask any question about your business finances. Get practical, specific advice — like having a CFO on call.
Business Health Diagnostic
15 questions across cash, margins, growth, infrastructure, and decision-making. Get your score with personalized insights.
13-Week Cash Flow Forecaster
Enter your numbers and see exactly where your cash is headed — with base, optimistic, and pessimistic scenarios.
Margin Analyzer
Break down profitability by service line. Find which work makes money and which doesn't. Includes revenue mix and $/hour analysis.
Pricing Calculator
Enter job costs, set your target margin, get the right price. Never confuse margin and markup again.
Break-Even Calculator
How much revenue do you need to cover all your costs? Find your break-even with what-if scenarios.
Hiring Cost Calculator
Can you afford this hire? See the true cost including benefits, recruiting, training, and cash burn before they're productive.
AR Aging Tracker
Enter outstanding invoices. See who owes you what, how old it is, DSO, and exactly how much cash is trapped in receivables.
KPI Scorecard Builder
Pick the metrics that matter from a library of 25+ KPIs. Build a custom scorecard with targets and tracking frequency.
Overhead Analyzer
12 overhead categories. See your overhead ratio, cost per employee, and a visual breakdown of where to cut first.
Debt Paydown Planner
Enter your debts. See payoff timeline, total interest, and whether to use avalanche or snowball strategy.
Customer Profitability
Not all customers are equal. See who makes you money — margin, $/hour, payment terms, and hassle factor per customer.
Revenue Per Employee
How productive is your team? Compare to industry benchmarks. Plan headcount for your growth target.
Monthly Close Checklist
34-item interactive checklist for the 5-day close. Proactive activities throughout the month. Progress saves automatically.
Monthly Pulse Report
Enter your P&L and balance sheet. AI generates a plain-English report with cash position, margins, red flags, and 3 weekly actions.
ROI Calculator
Is Operational CFO worth $149/mo for YOUR business? Enter your numbers and see the personalized ROI breakdown.
QuickBooks Dashboard
Connect QuickBooks Online and get auto-generated Pulse Reports from your actual financial data. Zero data entry.
All tools are free except QuickBooks integration (Pro $149/mo). No account required for free tools.
See pricing details →