A Full-Time CFO Costs $300K.
You Don't Need One.
Get the financial clarity, tools, and AI-powered analysis your business needs — at a price that makes sense.
Free
Get started with practical tools — no credit card required.
- ✓Business Health Diagnostic
- ✓Cash Flow Forecaster
- ✓Pricing Calculator
- ✓3 AI Advisor messages/day
- ✓Academy (first lesson of each course)
- ✓Blog & insights
Starter
All tools + AI + Academy. No QuickBooks needed.
- ✓Everything in Free, plus:
- ✓All 23 financial tools
- ✓20 AI Advisor messages/day
- ✓Manual Pulse Report (enter your numbers → AI analysis)
- ✓Full Academy access (all courses)
- ✓Conversation memory
- ✓No QuickBooks needed
Pro
Full AI CFO experience. Connect your books. Get real answers.
- ✓Everything in Starter, plus:
- ✓Unlimited AI CFO Advisor
- ✓Connect QuickBooks Online (automatic data)
- ✓Auto-generated Monthly Pulse Reports
- ✓Priority support
- ✓Your subscription rate locked in for life
Advisory
Direct access to Josh. For businesses that need a strategic partner.
- ✓Everything in Pro, plus:
- ✓1-on-1 advisory calls with Josh
- ✓Custom financial dashboards
- ✓M&A support & deal review
- ✓Board deck preparation
- ✓Strategic planning sessions
- ✓Direct Slack/email access
Nonprofit Organization?
Verified 501(c)(3) organizations get up to 87% off — starting at $19/mo. Includes 8 nonprofit-specific tools: AI Advisor, Board Report Generator, Grant Finder, Donor Cash Flow Forecaster, and more.
See Nonprofit Pricing →Put It in Perspective
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Common Questions
Can I try it before paying?
Yes. The Health Diagnostic, Cash Flow Forecaster, Margin Analyzer, and Pricing Calculator are all completely free. You also get 3 AI Advisor messages per day for free.
What happens when I connect QuickBooks?
We pull your P&L, balance sheet, and cash flow statement in read-only mode. Then our AI analyzes your actual numbers and generates a personalized Pulse Report with specific recommendations. We never modify your books.
Can I cancel anytime?
Yes. Monthly billing, cancel anytime. No contracts, no penalties. If you cancel, you keep access through the end of your billing period.
Is my financial data secure?
Yes. QuickBooks connection is read-only via Intuit's official OAuth. Data is encrypted in transit. We use Anthropic's Claude AI which does not train on API inputs. See our Privacy Policy for full details.
Will your pricing change over time?
Every subscriber locks in their current rate for the life of their subscription, even when we raise prices as we add more tools and features. If you join at $149/mo today, you stay at $149/mo.
Is this a replacement for a real CFO?
No. Operational CFO gives you CFO-level tools and AI analysis, but it's not a substitute for professional financial, tax, or legal advice. For complex situations, we'll tell you when to call a CPA or attorney.