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Nonprofit · Calculator

What your indirect rate actually is, and what a funder will let you charge.

Two different numbers. The first is arithmetic — your indirect pool over your modified total direct costs. The second is whatever the award allows. The gap between them is what your unrestricted dollars are quietly covering.

Which rules apply

15% de minimis · first $50,000 of each subaward in the base · 2 CFR 200.414(f), as revised effective 1 Oct 2024

Your indirect cost pool

Executive time, finance and HR, audit, insurance, general occupancy, IT. Not anything already charged direct to a program.

In the MTDC base

Subawards — one line each

The $50,000 cap applies to each subaward separately. Entering them as one total is the most common error in this calculation.

Out of the base

Real direct costs, excluded from MTDC by 2 CFR 200.1. Enter them so the total direct figure is right — they will not earn recovery.

If you have a negotiated rate

A negotiated indirect cost rate agreement with your cognizant agency overrides the de minimis rate, and federal awarding agencies must accept it.

The answer

Enter an indirect pool and at least one base cost. Everything below is computed from what you type and stays in this browser.

Arithmetic, not advice. The de minimis rate and the MTDC definition are 2 CFR 200.414(f) and 2 CFR 200.1 as revised effective 1 October 2024; NIH reinstated the 10% rate and the $25,000 subaward threshold for its own awards in NOT-OD-26-072 on 20 April 2026. Individual awards can be more restrictive — read the notice of award, and confirm with your auditor before you file.