Industries
Professional services
You sell time, and the gap between billing it and keeping it is where the money goes.
Consulting firms, agencies, professional services, contractors — you sell time and expertise. These tools help you price it right, get paid faster, and know which clients actually make you money.
The service business math
65–75%
Target utilisation rate
40–60%
Healthy gross margin
<30 days
Target days to collect payment
The six that matter here
Each one links to a free tool that addresses it — in the order they usually bite.
01You're Busy But Not Sure You're ProfitableRevenue looks good. You're fully booked. But at the end of the month the bank account doesn't reflect it. The gap between billing and profitability is where most service businesses leak money — through scope creep, under-pricing, and overhead that quietly grows.Margin Analyzer →02Pricing Based on What Competitors ChargeYou Googled 'average hourly rate for [your industry]' and added 10%. That's not pricing strategy — that's hoping. Your costs, overhead, and target margin are unique. Price from YOUR numbers, not the market average.Pricing Calculator →03Feast or Famine Cash FlowGreat months followed by terrifying months. Project revenue is lumpy. Retainers smooth it out but not everyone has them. A 13-week forecast turns the panic cycle into a planning cycle.Cash Flow Forecaster →04Not All Clients Are Worth ItYour biggest client might be your least profitable. The one who always has 'just one more change' or pays 60 days late. Know your customer profitability — then decide who to grow and who to fire.Customer Profitability →05The Hiring Question: Can I Afford It?A $65K employee costs $90K+ after benefits, equipment, and ramp time. And they won't generate full revenue for 3-6 months. Make sure you can float it before you make the offer.Hiring Calculator →06No Time to Be the CEO AND the CFOYou started the firm. You run the work. You manage the team. And somehow you're also supposed to understand the financials? The AI Advisor answers your finance questions in plain English — anytime.AI CFO Advisor →
If you do not know those three numbers, start here
The diagnostic asks fifteen questions about how the business actually runs and comes back with a punch list in priority order.